ITMA offers a wide variety of Products.  Please select the product you are looking for from the drop down menu on the products tab.

Truckers General Liability

Motor Truck Cargo policies insure common and contract carriers for loss of or damage to cargo in their care, custody or control. Motor Truck Cargo coverage is provided on a legal liability basis as determined by the contract of carriage between the motor carrier and the shipper (Bill of Lading or other specially negotiated contract).

Terminal Coverage

Generally, a carrier is liable for the safe delivery of the property entrusted to it, not only while on the carrier’s vehicles, but also while temporarily at terminals awaiting shipment. Our Motor Truck Cargo Legal Liability policy is designed to cover the carrier for that liability.

Contingent Motor Truck Cargo
Legal Liability (Freight Brokers)

Trailer Interchange Coverage: Provides coverage for damage to a specific trailer under the policy of the trucker in whose possession the trailer is at the time of loss, provided the trucker is liable for the damage under a written interchange agreement and the damage is caused by a covered peril.

Physical Damage Insurance often referred to as a collision coverage policy pays to fix or replace damaged vehicles. ITMA specializes in writing commercial automobile physical damage coverage primarily for local and long-haul trucking, taxicabs, limos and special automobile risks.

Contractor Equipment Floater Coverage: An inland marine form covering contractors’ equipment on an all-risk or specified perils basis. This coverage is designed to cover mobile equipment while it is stored on premises, in transit or at temporary locations or jobsites

Garage Keepers Legal Liability Coverage: Provides coverage to owners of storage garages, parking lots, etc. for liability as bailees with respect to damage to automobiles left in their custody. Coverage is contingent upon establishing liability on the part of the insured.

Trailer Interchange Coverage

Provides coverage for damage to a specific trailer under the policy of the trucker in whose possession the trailer is at the time of loss, provided the trucker is liable for the damage under a written interchange agreement and the damage is caused by a covered peril.

Physical Damage Insurance

Physical Damage Insurance often referred to as a collision coverage policy pays to fix or replace damaged vehicles. ITMA specializes in writing commercial automobile physical damage coverage primarily for local and long-haul trucking, taxicabs, limos and special automobile risks.

Contractor Equipment Floater Coverage

An inland marine form covering contractors’ equipment on an all-risk or specified perils basis. This coverage is designed to cover mobile equipment while it is stored on premises, in transit or at temporary locations or jobsites.

Garage Keepers Legal Liability Coverage

Provides coverage to owners of storage garages, parking lots, etc. for liability as bailees with respect to damage to automobiles left in their custody. Coverage is contingent upon establishing liability on the part of the insured.

Freight Forwarders Legal Liability

Provides coverage for firms that arrange in the transportation of merchandise and completing the required documentation. Some forwarders pack or consolidate merchandise with other cargo for export to the same country.

Ocean Marine Insurance

Offers coverage for these types of ocean transportation exposures: ships or hulls; goods or cargo; earnings (such as freight, passage money, commissions, or profit); and liability (known as protection and indemnity). This insurance may be purchased by the vessel owner or any party interested in or responsible for insurable property by reason of maritime perils.

Open Cargo Policy

A type of marine insurance policy primarily used to insure goods in transit. Once the policy is issued, it remains in force until canceled by either party. The policy usually indicates the types of goods to be insured, sets geographic limits, establishes a maximum limit of liability for any one shipment, and enumerates the perils insured against. Provisions also allow certificates of insurance to be issued by the insured, based upon the master policy. A monthly report of shipments is provided to the insurer, and it forms the basis for determining the premium.

Air Cargo Insurance

Coverage for an air carrier’s legal liability for damage, destruction, or other loss of a customer’s property while being shipped. Coverage is on an all risks basis subject to specific perils excluded in the policy.

Motor Truck Cargo

Motor Truck Cargo Legal Liability: Motor Truck Cargo policies insure common and contract carriers for loss of or damage to cargo in their care, custody or control. Motor Truck Cargo coverage is provided on a legal liability basis as determined by the contract of carriage between the motor carrier and the shipper (Bill of Lading or other specially negotiated contract).